The Coolest
Paycheck
Experience

No borders. No delays. Just your money
and your life, on your terms.

Freelancers, digital nomads & remote workers trust Ontop.
Global payments made easy—because your time is valuable.
Workers worldwide getting
paid smarter.

Unlock Your Perks –
Elevate Your Journey!

Go to PerksMoneyy icon
Now
World of services🚀 Go to Perks

Your Ontop Wallet
– Your Power

Ontop App

Your money, instantly available. Anywhere,
anytime.

  • Get paid in USD and hold your money with no limits.
  • Send, receive, and withdraw worldwide—on your terms.
  • No delays. No extra fees.  Just your money, ready to use.

Ontop Wallet

at a Glance:

  • Instant USD payments—hold, send, withdraw.
  • Live, work & spend on your terms.
  • Freedom to operate globally without relying on traditional banks.

Your Ontop Card
– Swipe. Tap. Win.

Phone and card

A card built for digital nomads, freelancers, and global hustlers.

  • Accepted worldwide —online and in-store.
  • Available as a digital or physical card.
  • Extra security with dynamic CVV & instant freeze options.

Why Everyone’s
Using It:

  • Get up to 4% cashback and save up to $200/month.
  • Exclusive VIP Perks & Rewards – Includes lifestyle benefits for travel, wellness, and dining
  • Payments in 120+ Countries – The card is accepted worldwide, making it easy to pay and withdraw money anywhere.
Double Ontop Card
Ontop Logo

Getting paid is cool.
Getting perks is
cooler.

Cashback on every swipe.
VIP perks: travel, coworking, and more.
Money that works for you—not the other
way around.

Ontop Card and phone