The Coolest
Paycheck
Experience

No borders. No delays. Just your money
and your life, on your terms.

57K+ digital nomads, freelancers
& remote workers trust Ontop.
$300M+ paid out globally—
because your time is money.
16.5K+ workers
getting paid smarter.

Unlock Your Perks –
Elevate Your Journey!

Go to PerksMoneyy icon
Now
World of services

Your Ontop Wallet
– Your Power

Ontop App

Your money, instantly available. Anywhere,
anytime.

  • Get paid in USD and hold your money with no limits.
  • Send, receive, and withdraw worldwide—on your terms.
  • No delays. No extra fees.  Just your money, ready to use.

Ontop Wallet

at a Glance:

  • 16k active wallets
  • 98% activation rate – because who has time to wait?
  • 56K+ transactions per month – money that moves fast.

Your Ontop Card
‍– Swipe. Tap. Win.

Phone and card

A card built for digital nomads, freelancers, and global hustlers.

  • Accepted worldwide —online and in-store.
  • Available as a digital or physical card.
  • Extra security with dynamic CVV & instant freeze options.

Why Everyone’s
Using It:

  • 10k active Ontop Cards
  • 538K+ transactions in 2024
  • $24M spent – from coffee  to first-class flights
  • Avg. user swipes 6x a month
Double Ontop Card
Ontop Logo

Getting paid is cool.
Getting perks is
cooler.

Cashback on every swipe.
VIP perks: travel, coworking, and more.
Money that works for you—not the other
way around.

  • $253K earned back in 🇨🇴 Colombia.
  • $107K earned back in 🇦🇷 Argentina.
  • $25K earned back in 🇵🇪 Peru.
Ontop Card and phone

Talk to our experts

Schedule a demo with an expert here
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