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Welcome to Ontop Reserve

You're not joining a plan. You're stepping into a way of living.

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Reserve gives you more of what matters and money back on what you already do.

Earn More. Save More. Live Better.

With Reserve, your wallet does more than hold funds—it unlocks a world of perks, better rates, and real financial power.

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Ontop Card Access

Spend anywhere, anytime, with global acceptance.

Building

Monthly Perk Box

Wellness, travel, productivity, and more curated just for you

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VIP Deals

Unlock access to exclusive perks only for Reserve members.

Cheers

Up to 10% cashback

Earn up to $200 USD/month just by using your Ontop Card, no extra effort.

Landscape

50% off transfer fees

Enjoy reduced fees on transfers simply because you’re Reserve.

Green Garden

Travel Assistance

Feel secure wherever you go, with support when you need it most.

It's not just about what you get

It's how it all fits seamlessly into the way you already live.

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"I didn’t expect to love a subscription. But Reserve has made every transfer feel easier, and every purchase more rewarding"

William M. Operations Officer
hand holding a leave

"Reserve has completely changed how I manage and enjoy my money while working remote".

Gabriela M. Digital Marketer

Three ways to use Ontop. One designed for more.

Benefit and more

Basic

Premium

Reserve

USD Wallet
Global Transfers (Own & 3rd Party)
Bill Payments (available market)
Basic Perks and discounts
Ontop digital Card
Lending Access
Insurance Options
Card campaigns access (Ex. Hora Loca)
Ontop Physical Card
Payout Fee Discounts
Investment Access
VIP Partner Deals
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Ready for more?

Reserve is just getting started.

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Frequently asked questions

What is Ontop Reserve?
Ontop Reserve is our most exclusive subscription designed to reward you for the way you already live. From elevated cashback to curated monthly perks, it's how you unlock the full Ontop experience.
How much does Reserve Cost?
Reserve is available for $14.90 USD/month or $145 USD/year and with up to $200 USD/month in cashback, it easily pays for itself.
What makes Reserve different from other plans?
While other plans offer great basics, Reserve takes it further with up to 10% cashback, exclusive perks, reduced fees, and thoughtful travel assistance. It's a premium layer made for Ontop's most engaged members.
Is Reserve available in my country?
Yes. Reserve is available world wide. Wherever you are, you're invited to experience the best Ontop has to offer.
Is the Monthly Perk Box available in my country?
Some perks are digital and available globally. Others may vary based on your region but we always ensure your box brings value, no matter where you are.
What happens if I already have the Wanderlust Plan?
No worries! If you’re already on the Wanderlust Plan, you can keep enjoying all its benefits without any interruptions.
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